9 Aug 2022

Banking

Side hustles, mental health, and mobility: Banking for a new generation

• Gen Z's banking priorities diverge from tradition, requiring banks to rethink how they assess creditworthiness, structure products, and communicate value.
• We explore how a major regional player is strategizing to support Gen Z throughout their lifetime and analyze where banks can do more.

10-Q, Member Exclusive

Klarna’s American drive and SoFi’s crypto comeback

• Klarna and SoFi may be landing different kinds of blows, yet both remain firmly in the fight for meaningful growth.
• Their trajectories reveal broader lessons for fintechs and banks.

Business of Fintech, Member Exclusive, SMB Finance

Putting small businesses first: AI, trust, and the human side of finance

• At this year’s Money 20/20, conversations went beyond payments and embedded finance to how technology can truly support America’s smallest businesses.
• Two fintechs shone in the discussion: Hello Alice, which aims to make capital more accessible, and Bluevine, a banking platform tailored for SMBs and sole proprietors. Different strategies, same focus -- putting SMB owners first.

Announcement, Awards

The Best in SMB Finance: Announcing Tearsheet’s 2025 Winners

• Tearsheet’s SMB Finance Awards highlight the top performers and breakthroughs in financial services for the SMB sector.
• Among the standout winners this year are U.S. Bank, Extend, Intuit, Gusto, and Brim Financial, all making an impact in SMB finance.

Podcasts

Why every bank now needs a stablecoin strategy (whether they like it or not)

• The GENIUS Act brings regulatory clarity to stablecoins, but Conduit CEO Kirill Gertman argues that clarity alone won't guarantee success.
• Banks face a choice between building their own infrastructure or becoming the pipes for others.