Banking,
Business of Fintech,
Payments
- We dive into two stories. First, how Trump's proposed credit card rate cap benefits fintechs like Affirm and Bilt, who target consumers seeking alternative credit sources.
- Second, Amazon and Perplexity clash over AI shopping agents, revealing uncertainty about guardrails and customer relationship ownership in agentic commerce.
Rabab Ahsan | January 20, 2026
Banking,
Member Exclusive,
New banks
- Customers are redirecting their day-to-day financial transactions elsewhere, while keeping their old accounts on the books.
- Although some banks pick up early signals yet miss the issue before it fully surfaces, fintechs and neobanks, on the other hand, see this same issue as a compounding opportunity.
Sara Khairi | January 15, 2026
Partner,
Podcasts
- Most banks and credit unions still manage digital banking as IT projects rather than products that need constant refinement based on user behavior.
- Listen to this podcast to learn how a product-led approach transforms digital banking from a feature factory into a strategic channel that drives adoption, reduces support costs, and improves customer satisfaction.
Zack Miller | January 14, 2026
Payments,
The Quarterly Review
- In today's story, the spotlight is on a PayPal executive with three decades of payments experience.
- Paypal’s Pomeroy walks us through his ambitions for platform unification and supercharging the firm’s value added services and partnership impact.
Rabab Ahsan | January 13, 2026
10-Q,
Member Exclusive
- The crossroads of legacy banking and modern fintech brings a simple yet critical question: what powers lasting value for banks?
- Investors are moving past the “bank vs. fintech” debate and focusing on how well payments fit into a sustainable funding model.
Sara Khairi | January 12, 2026
