20 Jul 2021

Payments, Podcasts

How Wix built payments, checking, and capital for 293 million users 

• Wix transformed its internal payment infrastructure into a $3 billion-per-quarter fintech platform by focusing on universal access and merchant-specific pain points rather than building a walled garden for premium users.
• Dive into how Wix reimagined checking accounts to eliminate the "where is my money?" problem with instant fund access, and leveraged proprietary website data to expand capital access for small businesses that traditional lenders overlook.

4 charts, Partner

Navigating the subscription economy: Pricing, experience, and data

• While businesses remain confident about growth, rising inflation and consumer cost-consciousness are driving increased churn, forcing companies to rethink their retention strategies in an increasingly competitive market.
• Dive into how businesses can combat subscription fatigue through strategic pricing flexibility and consolidated management solutions, while leveraging AI and first-party data to predict churn and personalize customer experiences at scale.

Banking, SMB Finance

Relationship banking is the secret sauce to successfully banking SMB customers

• SMB owners face isolation, tool proliferation, and vulnerability to economic shifts, managing every business function while lacking revenue cushions for uncertainty.
• KeyBank's Certified Cash Flow Advisor Program is evolving banking relationships from transactional to consultative, with certified advisors providing ongoing guidance through "Key Conversations".

10-Q, Member Exclusive

Steering $10 Trillion Daily: JPM Payments’ Global Head of Technology on payments, AI, and leadership

• Change is the only constant in payments — and JPM Payments' Global Head of Technology has spent enough time in the thick of it to know that.
• He discusses what’s capturing his attention today -- and how to keep building as the landscape keeps shifting.

5 questions, Awards, Embedded Finance

“Reaching $1 billion in annual funding offers was a learning moment”: Lendflow’s Founder and CEO, Jon Fry, on how that figure became a springboard for internal innovation

• Lendflow was recognized as 'Best Overall Embedded Finance Platform' at this year’s Tearsheet Big Bank Theory Awards.
• Jon Fry, Founder and CEO of Lendflow, says the platform’s real strength lies in its foundation, a system built to connect, automate, and enable embedded credit at scale.