19 Nov 2021

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Artificial Intelligence, Banking, Podcasts

The story of Erica, Bank of America’s homegrown digital assistant

  • Sometimes a bank chooses to build a feature that sets the tone for the industry. Today's story is a case study into such a case, where Bank of America's Hari Gopalkrishnan dives into how the bank developed its digital assistant and how its role has expanded over the years.
  • On the show, Hari dives into the challenges the firm faced when building Erica and then takes his sights to the future, giving us a never-before-seen look at how one of the biggest banks in the industry is thinking of Gen AI.
Rabab Ahsan | April 01, 2025
10-Q, Member Exclusive

A quarter into 2025, where are Goldman and Apple steering their strategies next?

  • We look at what’s been unfolding at Goldman Sachs and Apple since the start of the year.
  • With consumer banking behind, Goldman bets on AI, while Apple’s fintech push hits turbulence with internal leadership and tech woes.
Sara Khairi | March 31, 2025
BNPL

BNPL is expanding its scope, and banks are finding their way into the narrative

  • BNPL set sail beyond its retail comfort zone this month, trading shopping carts for cruise decks and exploring new horizons.
  • As the BNPL market matures, major FIs like Citi and JPM are deepening their involvement, shaping market trends and shifting Wall Street’s perspective on alternative lending.
Sara Khairi | March 28, 2025
Podcasts

Self Financial’s approach to expanding credit access through product innovation with Julie Szudarek

  • Self Financial now offers secured credit cards with a $100 deposit and no mandatory credit builder account, addressing gaps in credit-building options.
  • CEO Julie Szudarek discusses how product decoupling and educational initiatives are expanding financial access for underserved consumers.
Zack Miller | March 26, 2025
Member Exclusive, The Quarterly Review

The Quarterly Review: Current’s CTO Trevor Marshall reports on Model-Driven Success

  • Trevor Marshall, Current's CTO, reports success with model-driven deployments that boosted the firm's Paycheck Advance product.
  • Through focused model improvement and heuristic deployment, Marshall's teams enhanced ML infrastructure to better predict payroll timing and significantly improve fraud detection.
Rabab Ahsan | March 25, 2025
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