18 Jul 2022

Opinion

Letter from the Editor: Why every fintech firm is starting to look like an infrastructure provider

• Many fintech companies that once sold disruption are now building operational layers.
• Stripe, Plaid, and Modern Treasury are all expanding their influence deeper into the infrastructure layer of financial services.

Banking, Member Exclusive

Regional banks solved for efficiency, now comes understanding customer context

• Pope Leo XIV getting hung up on by his Chicago bank exposes a major industry gap: financial systems master transaction tracking but haven't yet solved for human context.
• The story highlights the gap between having information about a customer and having context about that customer's life.

Blockchain and Crypto

How money movement is becoming one continuous system

• June’s developments suggest that the next phase of financial innovation is about removing the boundaries that separate digital assets from traditional finance.
• Binance is embedding over 7,000 U.S. equities directly into its crypto app via "bStocks" tokenization, while MoneyGram is bypassing bank intermediaries entirely by launching its own native, dollar-backed stablecoin MGUSD.

4dFI, AI Innovation

How Taktile is building the operating system for AI-driven decisions in financial services

• Taktile builds decision infrastructure for banks and lenders that need AI to work inside compliance constraints, not around them.
• The Berlin-born company argues that the real risk in financial AI is building on infrastructure that wasn’t designed for the job.

10-Q

The Week in Market Moves | May 21-28, 2026

• This analysis tracks recent specific company developments and how markets responded, anchored to Thursday's close.
• Last week’s prominent moves came from Mastercard, Circle, and Robinhood.