Banking,
Business of Fintech,
Member Exclusive
- Revolut filed for a US national bank charter in March 2026 to break free from its partner-bank arrangement.
- The firm is betting on stablecoins and cross-border/multi-currency banking to win over international-minded US customers, backed by a $500 million commitment and a buildout led by new US CEO Cetin Duransoy.
Rabab Ahsan | July 07, 2026
Business of Fintech
- Green Dot's restructuring offers a lens into how financial firms are reshaping themselves for a more focused, sustainable future.
- The firm is separating its banking and technology operations, betting each will be better positioned to grow on its own.
Sara Khairi | July 06, 2026
AI Innovation,
BNPL,
Member Exclusive
- As AI agents take a larger role in commerce, BNPL providers may need to rethink whom or what they evaluate when approving transactions.
- Zip Co's Rory Herriman believes a future payments ecosystem may need to prove that an agent had authority to act, but also that the action reasonably reflected the user's objectives.
Sara Khairi | July 02, 2026
Member Exclusive,
Podcasts
- Max Flötotto, who leads McKinsey’s global retail banking practice, and Mike Packer, a partner at QED Investors, just co-authored a report mapping where fintech goes next — and they agree on almost everything in it.
- We dig into why “a feature is no longer a fintech,” why only 1% of stablecoin volume is actual end-user payments, and why the simplest version of banking — deposits and loans — may be the part most at risk from AI agents.
Zack Miller | July 01, 2026
Member Exclusive,
New banks
- Revolut built its reputation by behaving like a technology company -- fast-moving, product-driven, and globally ambitious.
- As Revolut grows, execution is becoming just as important as innovation. Its next test is balancing fintech agility with the discipline of a global bank.
Sara Khairi | June 30, 2026
