Artificial Intelligence,
Member Exclusive,
Payments
- Agentic commerce is narrowing the gap between execution, intent, and credit within payments.
- Across the payments stack, companies like Stripe, American Express, and Affirm are applying agentic AI to smooth the path from intent to execution.
Sara Khairi | April 30, 2026
Payments
- Block has extended over $200 billion in credit globally by underwriting customers with first-party data from Cash App and Square, bypassing the bureau feeds that leave 100 million Americans invisible to traditional lenders
- The same risk philosophy runs across all three products: maximize access, reduce cognitive burden on repayment, and reinvest efficiency gains back into expanding credit
Zack Miller | April 29, 2026
Banking as a service,
Business of Fintech
- Fintechs are moving from partners to principals — applying for charters, building proprietary rails, and underwriting from their own data
- The sponsor bank model isn't dead, but it's under pressure as firms like Affirm and SoFi bet that owning the infrastructure beats renting it
Zack Miller | April 28, 2026
Banking,
Partner
- Modernization needs to be viewed as a strategic growth driver rather than just an IT cost.
- Will Moroney, CRO at Temenos discussed the firm’s recent trends report that shows how banks are falling behind by clinging to legacy infrastructure, and why closing the AI readiness gap is becoming the defining competitive challenge of the moment.
Rabab Ahsan | April 28, 2026
10-Q,
Member Exclusive
- In 2026, Robinhood’s strategy has been about expanding what surrounds its core trading engine.
- The actual question is: Can episodic trading behavior be converted into persistent reliance on Robinhood?
Sara Khairi | April 27, 2026
