1 Aug 2022

5 questions, Awards, Embedded Finance

“Reaching $1 billion in annual funding offers was a learning moment”: Lendflow’s Founder and CEO, Jon Fry, on how that figure became a springboard for internal innovation

• Lendflow was recognized as 'Best Overall Embedded Finance Platform' at this year’s Tearsheet Big Bank Theory Awards.
• Jon Fry, Founder and CEO of Lendflow, says the platform’s real strength lies in its foundation, a system built to connect, automate, and enable embedded credit at scale.

Announcement

Announcing the Winners of the 2025 Tearsheet Lending Awards

• Each year, the Tearsheet Lending Awards shine a light on the innovators and leaders driving the lending industry forward.
• The awards spotlight some of the most impactful work in banking and lending, celebrating those setting new standards among their peers.

Partner, SMB Finance

How Lendflow is helping embedded lenders reduce system fragmentation and gain an edge in AI

• Lenders juggle multiple data vendors, wrestle with disconnected point solutions, and these tools lack the ability to paint a full picture of the SMB customer and their needs.
• Listen to this podcast to learn how Lendflow is helping lenders break out of the fragmentation quagmire and access a full agentic AI toolbox that helps re-engage borrowers, as well as improve efficiencies for internal processes. 

Banking, Lending

From loans booked to loyalty earned: How Citizens is reimagining student banking

• Under the traditional lending model, students are defined by the debt they carry, not the goals they’re pursuing. Citizens set out to change that.
• With its new Student Hub, Citizens is stitching together the fragmented student journey, reflecting that early, sustained engagement builds stickier relationships than one-off campaigns.

Podcasts

How Upstart’s AI is mastering growth, credit performance, and profitability

• Upstart Co-Founder and CTO Paul Gu explains how the company is leveraging AI to redefine consumer lending by improving credit assessment, automation and servicing.
• Upstart aims to solve lending's biggest challenge, achieving growth, profitability and strong credit performance concurrently, with plans to 10x their AI advantage and cover all consumer credit needs by 2025.