03 Nov 2022

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Embedded Finance, Member Exclusive

How traditional banks are making embedded finance work without changing their DNA

  • Legacy banks are embracing embedded finance to forge deeper relationships with clients and merchants beyond merely staying relevant.
  • We deep dive into how J.P. Morgan Chase and Citi are building on their existing infrastructure to ramp up embedded payment investments, turning modern business needs into new opportunities, and what strategies have been working well in their favor.
Sara Khairi | March 20, 2025
Podcasts

The financial system is moving on-chain: How Coinbase is bridging traditional banking and crypto utility with Max Branzburg

  • Max Branzburg reveals how Coinbase's Bitcoin-backed loans represent a pivotal shift in financial services moving on-chain, enabling liquidity without selling crypto.
  • He explains why connecting users to decentralized protocols creates innovation that traditional banks can't match with their lengthy development cycles.
Zack Miller | March 19, 2025
Building a platform, Designing new products, Finance Everywhere, Member Exclusive

The Great Fintech Reset: How leading players are reimagining their core identity and making big changes

  • Leading fintechs Brex, Ramp, and Plaid signal an industry pivot as they transform from hyper-growth toward sustainable value creation and precision.
  • Their aligned focus on core offerings, hands-on leadership, and trust-centric metrics reveals fintech's new success playbook.
Zack Miller | March 18, 2025
10-Q, Member Exclusive

Are banks and fintechs stablecoin skeptics or undercover believers?

  • Fintechs — and now banks — are moving more deeply into stablecoins, but their playbooks differ based on their respective strengths and constraints.
  • Stablecoins bring with them both immediate and far-off opportunities and risks, and how the financial industry navigates these will determine their long-term impact.
Sara Khairi | March 17, 2025
Building a platform, Designing new products, Payments

Why Brex needed a 3.0 moment — and how the new operating model is less about code and more about vision

  • Brex entered its 3.0 phase in 2024, rebuilding its internal structure — reshaping its operating model, execution, and leadership approach.
  • We dive into why this pivot was a make-or-break moment for Brex. Over a year into Brex 3.0, its effects are coming into focus — we analyze what’s working and what needs work.
Sara Khairi | March 13, 2025
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