The Art of Investing in Today’s Economy (transcript)

This transcript is of a conversation I had with Jonathan Clements, former personal finance columnist at the Wall Street Journal and author of The Little Book of Main Street Money (listen to the podcast). You can always subscribe to Tradestreaming Radio on iTunes.

***This audio transcript was done at SpeechPad. Check it out.

Announcer: Live from the Internet, it’s Tradestreaming Radio with your host,’s own, Zack Miller.

The Art of Investing in Today’s Economy by tradestreaming

Zack: Hi, I’m Zack Miller author of the recent book, “Tradestream Your Way to Profits: ¬†Building a Killer Portfolio in the Age of Social Media,” and you’re listening to Tradestreaming Radio, our home in the internet radio space. This is our place to discuss how technology is helping investors become better, smarter, and more accurate at what they do.

You can find this podcast on iTunes. You can also find lots of other material relating to this podcast as well as archives of our programs on my website, There’s lots of other great content there as well. I recommend you check it out.

We’ve got a great show for today. Our guest, on today’s program, will be Jonathan Clements, the author of “The Little Book of Main Street Money: ¬†21 Simple Truths that Help Real People Make Real Money.” Jonathan Clements, if you don’t know, spent 18 years at the Wall Street Journal where he was the newspaper’s award-winning personal finance columnist. He’s now the Director of Financial Education for Citi Personal Wealth Management.

Part of the “Little Book” series, this book is a quick read. It’s only 100 plus pages, but it’s chock full of all the insight and experience and intellect that Clements had gained throughout the years of writing for The Wall Street Journal. He is one of a handful of financial journalists who make understanding complex issues easier. He doesn’t do it by false promises of being able to manage your portfolio in two minutes a month. He doesn’t do it by skewing all the wiles of Wall Street. He’s a pragmatist. He understands that Wall Street is out there to sell you things, but there are tried and true ways that investors can save for retirement, can plan for future events, and take advantage of a lot of the investment opportunities that are out there.

This conversation was extremely interesting for me. Definitely check out his book. It came out last year. It’s a quick one, but it’s definitely something that belongs on your bookshelf. It’s the type of thing you can do with your kids. He addresses specific psychology around investing, psychology around saving, behavioral finance, and also gives practical tools that people can use in terms of being able to accomplish some of the things that he talks about.

Hope you enjoy the podcast. Again, if you’re listening to this in iTunes, please go and rate us. We definitely can use your feedback. We’ll just hop right in.


First question I had was that I don’t know how long this book was in the works, but obviously your timing was very auspicious, just after one of the worst financial crises in history. Was this book written for a specific era, or is this sort of timeless information?

Jonathan: Well, you’re right.

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