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‘We see a lot of whitespace in credit cards for near prime customers’: Avant’s James Paris

  • Avant was one of the first digital lenders.
  • Almost eight years later, CEO James Paris is leading the company into new financial products.
Zachary Miller | December 21, 2020
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‘We see a lot of whitespace in credit cards for near prime customers’: Avant’s James Paris

 

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4dFI global fintech podcast, Podcasts

How Wise captured 25% of Brazil’s cross-border market (and what it reveals about fintech’s future in LATAM)

  • While attention focuses on Western fintech markets, the most transformative innovations are emerging in Latin America, where countries like Brazil have built instant payment systems surpassing developed markets.
  • Wise's Nadia Costanzo explains how the company captured 25% of Brazil's cross-border market through bank partnerships, revealing a collaborative model reshaping finance.
Zack Miller | July 09, 2025
Podcasts

“Embedded investing isn’t a feature — it’s a platform”: DriveWealth’s Harry Temkin on the future of investing

  • DriveWealth’s Harry Temkin explains how embedded investment is powering global digital wallets.
  • In this podcast with DriveWealth's Chief Digital Officer, we explore the potential in cross border investing, brokerage APIs, real time trading, and more.
Zack Miller | June 11, 2025
Podcasts

Inside Mastercard’s push to move LATAM’s small retailers beyond cash

  • In Latin America, 43% of small retail transactions and 90% of B2B payments still happen in cash.
  • Walter Pimenta, Executive Vice President of Commercial and New Payment Flows for Mastercard Latin America, joins us to discuss how his team is driving digital adoption while tackling the cybersecurity challenges that have already hit 46% of small businesses in the region.
Zack Miller | June 04, 2025
Podcasts

PayPal’s Embedded Finance Vision: Michelle Gill reveals how cash flow lending is reshaping SMB access to capital

  • Small businesses juggle over 15 tools to manage operations, diverting time from their core passions.
  • Michelle Gill, who leads PayPal's Small Business and Financial Services Group, aims to reduce this complexity through integrated solutions that help merchants reclaim their time and fuel growth.
Zack Miller | May 07, 2025
Podcasts

Venture Capital’s shift from consumer fintech to infrastructure ft. Ryan Falvey

  • Venture capital is pivoting from consumer fintech to infrastructure investments as the market matures, as Ryan Falvey's Restive participates in this strategic shift
  • Financial startups now face a new reality where compliance, backend capabilities, and contextual integration matter more than flashy consumer-facing applications.
Zack Miller | April 30, 2025
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