TS Lending Podcast 3: How SMB lenders scale — JPM Chase gets into POS lending — Amazon thinking about lending?

Welcome to episode 3 of the Tearsheet Lending Podcast with your hosts Zack Miller and Dan Pelberg. This week on the show we review Tearsheet's webinar with leaders at Kabbage, BlueVine, and Intuit's QuickBooks Capital. All three lenders use smart partnership strategies to continue to scale their businesses. Dan spoke about a new whitepaper that the Lendit team released about Lending as a Service. SMB lending appears ripe for LaaS providers to step in and service a challenging segment. Source Next, Zack and Dan discuss JPM Chase's intentions and offering in the POS lending space. Source Every few months, someone writes an article to scare everyone that the tech giants are entering financial services. This time, it was about Google and Amazon entering mortgages. Source Next, Dan talks about an article he wrote for Tearsheet about decentralized credit scoring. Dan's excited about what this model means for scoring and extending credit to low and middle income Americans. Auto lending also appears to be ripe for this, too. Lastly, your hosts discuss banking's branchpocalypse. In spite of JPM's recent announcement that they are opening branches in 2019, most banks are shuttering them. And that's not good for certain neighborhoods. Source