Online Lenders, Podcasts

TS Lending Podcast 3: How SMB lenders scale — JPM Chase gets into POS lending — Amazon thinking about lending?

  • Dan and Zack talk about the techniques top SMB lenders use to grow at scale.
  • Also, decentralized credit scoring? Dan explains what it is and how it's being used.
TS Lending Podcast 3: How SMB lenders scale — JPM Chase gets into POS lending — Amazon thinking about lending?

Welcome to episode 3 of the Tearsheet Lending Podcast with your hosts Zack Miller and Dan Pelberg.

This week on the show we review Tearsheet’s webinar with leaders at Kabbage, BlueVine, and Intuit’s QuickBooks Capital. All three lenders use smart partnership strategies to continue to scale their businesses.

Dan spoke about a new whitepaper that the Lendit team released about Lending as a Service. SMB lending appears ripe for LaaS providers to step in and service a challenging segment. Source

Next, Zack and Dan discuss JPM Chase’s intentions and offering in the POS lending space. Source

Every few months, someone writes an article to scare everyone that the tech giants are entering financial services. This time, it was about Google and Amazon entering mortgages. Source

Next, Dan talks about an article he wrote for Tearsheet about decentralized credit scoring. Dan’s excited about what this model means for scoring and extending credit to low and middle income Americans. Auto lending also appears to be ripe for this, too.

Lastly, your hosts discuss banking’s branchpocalypse. In spite of JPM’s recent announcement that they are opening branches in 2019, most banks are shuttering them. And that’s not good for certain neighborhoods. Source

Insurtech, Podcasts

Fabric’s Adam Erlebacher: ‘No one wakes up thinking about how to buy life insurance’

  • Buying life insurance via digital channels isn't just about getting a policy.
  • Firms like Fabric are using a collaborative planning process to nudge customers the right way.
Michael Deleon | September 09, 2019
Payments, Podcasts

Deep Dive: Beautiful design and functional innovation come to the physical card

  • The excitement around Apple Card has drawn the light to innovative physical card design.
  • Tearsheet's Sara Toth Stub describes what's going on in the physical world of fintech.
Zack Miller | September 05, 2019
Awards, Podcasts

Best Bank + Fintech Partnership Award 2019: TD Bank and Hydrogen

  • In Tearsheet's first Bank + Fintech Partnership Award, we're highlighting TD Bank's work with Hydrogen.
  • We talked to executives from both companies about the ingredients for success on this collaboration.
Zack Miller | September 04, 2019
Payments, Podcasts

Ingenico’s Eric Liebman on payment trends in the travel industry

  • Payments in the travel industry must take into account different types and currencies.
  • On the podcast, we discuss the challenges and opportunities for travel payments.
Michael Deleon | September 03, 2019
Artificial Intelligence, Podcasts

Flybits’ Hossein Rahnama: ’90 percent of digital transformation budgets are spent on managing IT complexity’

  • Banks struggle to provide automated recommendations.
  • Flybits wants to remove the IT complexity that eats away at their time and budgets.
Zack Miller | August 27, 2019
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