Wix transformed its internal payment infrastructure into a $3 billion-per-quarter fintech platform by focusing on universal access and merchant-specific pain points rather than building a walled garden for premium users.
Dive into how Wix reimagined checking accounts to eliminate the "where is my money?" problem with instant fund access, and leveraged proprietary website data to expand capital access for small businesses that traditional lenders overlook.
Payroll is fast becoming one of the most direct, sticky, and impactful gateways for embedded finance.
Once centered solely on lending, payments, or banking, players like Green Dot, U.S. Bank, and Remitly are now leaning into payroll to drive embedded finance growth.