Research: Top US issuers of commercial cards
- Changes are afoot in commercial credit card issuance.
- Here are today's top issuers of commercial credit cards.

Fintech may have begun by targeting the merchant processing side of payments, but entrepreneurs and companies are now working to disrupt issuer processing. Companies like Marqeta and Finix are using technology to create new payment possibilities for some of today's most innovative companies.
Card issuers focused on the commercial sector offer 4 different types of cards: corporate cards (which can be used on fleet and purchasing), small business credit, small business debit, and prepaid. Here are the largest providers of commercial cards in the US ranked by purchase volumes in billions of dollars.
Mercator sees the commercial card industry reaching maturity, growing another $343 billion by 2022 (up from $504.7 billion in 2018). This provides an opportunity for 'smaller, regional banks to compete against the super-regional and national competitors'. Virtual card use is ramping, with some banks reporting year over year growth as high as 195 percent.