Outlier Briefing: The march towards digitization in banking with Publicis.Sapient’s David Donovan

10-Q, Member Exclusive

A quarter into 2025, where are Goldman and Apple steering their strategies next?

• We look at what’s been unfolding at Goldman Sachs and Apple since the start of the year.
• With consumer banking behind, Goldman bets on AI, while Apple’s fintech push hits turbulence with internal leadership and tech woes.

Member Exclusive, The Quarterly Review

The Quarterly Review: Current’s CTO Trevor Marshall reports on Model-Driven Success

• Trevor Marshall, Current's CTO, reports success with model-driven deployments that boosted the firm's Paycheck Advance product.
• Through focused model improvement and heuristic deployment, Marshall's teams enhanced ML infrastructure to better predict payroll timing and significantly improve fraud detection.

10-Q, Member Exclusive

With the CFPB muzzled, what’s stopping FIs and fintechs from playing dirty?

• Fintechs — and now banks — are moving more deeply into stablecoins, but their playbooks differ based on their respective strengths and constraints.
• Stablecoins bring with them both immediate and far-off opportunities and risks, and how the financial industry navigates these will determine their long-term impact.

Embedded Finance, Member Exclusive

How traditional banks are making embedded finance work without changing their DNA

• Legacy banks are embracing embedded finance to forge deeper relationships with clients and merchants beyond merely staying relevant.
• We deep dive into how J.P. Morgan Chase and Citi are building on their existing infrastructure to ramp up embedded payment investments, turning modern business needs into new opportunities, and what strategies have been working well in their favor.

Building a platform, Designing new products, Finance Everywhere, Member Exclusive

The Great Fintech Reset: How leading players are reimagining their core identity and making big changes

• Leading fintechs Brex, Ramp, and Plaid signal an industry pivot as they transform from hyper-growth toward sustainable value creation and precision.
• Their aligned focus on core offerings, hands-on leadership, and trust-centric metrics reveals fintech's new success playbook.