Data Snacks, Member Exclusive

On the road, OppFi attempts to differentiate itself from the lending models of Affirm, Katapult, and Upstart

  • Consumer lending apps may blend together but when you look at them, there are marked differences.
  • Affirm, Katapult, OppFi, and Upstart weren't all created equal.
close

Email a Friend

On the road, OppFi attempts to differentiate itself from the lending models of Affirm, Katapult, and Upstart

 


subscription wall for TS Pro

0 comments on “On the road, OppFi attempts to differentiate itself from the lending models of Affirm, Katapult, and Upstart”

Outlier OpinionsMakers

AI Innovation, Member Exclusive, Payments, Podcasts

Mastercard’s Marc Pettican on the road to a $17.4 trillion virtual card market

  • Mastercard projects virtual card spend will hit $17.4 trillion by 2029, and Marc Pettican explains what's fueling that growth.
  • He details Mastercard's push into agentic payments, embedded finance, and a multi-rail strategy spanning cards, account-to-account, and stablecoins.
Zack Miller | August 05, 2026
AI Innovation, Banking, Member Exclusive

Why banks can’t policy their way out of shadow AI

  • Banks are cracking down on "shadow AI" with stricter policies, but experts say that's treating the wrong problem entirely.
  • Institutions buy AI tools before mapping the workflows they're meant to support and employees notice when the sanctioned option can't keep up.
Rabab Ahsan | August 04, 2026
10-Q, Member Exclusive

The market no longer takes earnings beats at face value

  • Investors are paying closer attention to the composition of growth: Is it diversified? Is it recurring? And will those same drivers still be powering the business a year from now?
  • Today's earnings can impress. The bigger test is whether the business producing them can keep delivering.
Sara Khairi | August 03, 2026
Blockchain and Crypto, Member Exclusive, Policies & Playbooks

Crypto is finally getting its rulebook. Now it’s finding its role.

  • Lawmakers, regulators, and industry leaders are converging on a shared view: stablecoins are programmable settlement infrastructure, not digital bank deposits.
  • The U.S. is still building crypto's market structure, while Europe is already operating within one.
Sara Khairi | July 30, 2026
AI Innovation, Member Exclusive

‘We use prompts that have been tuned through GEPA, so the LLM isn’t freelancing’: Intuit Credit Karma’s Gurpreet Singh on pairing financial modeling with Gen AI

  • Intuit Credit Karma is using AI to optimize recurring financial decisions, helping users take the right next step.
  • Head of Product at Intuit Credit Karma shares the thinking behind the company's AI strategy and why building the right AI foundation matters more than shipping features quickly.
Javarya Kamran | July 29, 2026
More Articles