Search for:

Search for:

Member Exclusive

Lending Briefing: Digital lending profitability and underwriting discipline

Quite a few digital lenders beat market expectations in Q1 2022, posting very strong revenue growth as they continue to expand in new pockets of the market.
But looking at the stock market performance of digital lenders', stocks are still well in the red, indicating that investors are looking for underwriting profitability.

Iulia Ciutina | May 25, 2022

0 comments on “Lending Briefing: Digital lending profitability and underwriting discipline”

You must be logged in the post a comment.

10-Q, Member Exclusive

Paymentus, a publicly traded company with the stock ticker PAY, provides cloud-native bill payment solutions tailored to enterprises across various industries.
CEO Dushyant Sharma discusses how Paymentus leverages AI to navigate industry demands and regulations, the challenges of cloud adoption, and the company's ongoing tech advancements.

Sara Khairi | April 21, 2025

10-Q, Member Exclusive

We dive into the steps banks have taken to improve work-life balance for employees following the infamous Bofa employee incident.
We also assess whether these initiatives are effective, and where more can be done.

Sara Khairi | April 14, 2025

10-Q, Member Exclusive

BNPL providers, Affirm and Klarna, initially grew by integrating into e-commerce checkouts, and are now contending for partnerships with major banks.
With banks now entering the BNPL space, firms like Affirm and Klarna have an opportunity to further solidify their positions and for the BNPL industry at large.

Sara Khairi | April 07, 2025

10-Q, Member Exclusive

We look at what’s been unfolding at Goldman Sachs and Apple since the start of the year.
With consumer banking behind, Goldman bets on AI, while Apple’s fintech push hits turbulence with internal leadership and tech woes.

Sara Khairi | March 31, 2025

Member Exclusive, The Quarterly Review

Trevor Marshall, Current's CTO, reports success with model-driven deployments that boosted the firm's Paycheck Advance product.
Through focused model improvement and heuristic deployment, Marshall's teams enhanced ML infrastructure to better predict payroll timing and significantly improve fraud detection.

Rabab Ahsan | March 25, 2025