Lending, Member Exclusive

Lending Briefing: Customers would share data to improve their creditworthiness

  • Over 75% consumers believe that a credit score shouldn’t be the only determinant for loan eligibility.
  • In the absence of lending products that fit their needs, consumers are turning to fintechs and their families to avoid predatory loans or rejections.
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Lending Briefing: Customers would share data to improve their creditworthiness

 


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Banking, Member Exclusive, New banks

Nubank intends to paint the U.S. banking system purple

  • Nubank just launched in the U.S. with 3.50% savings, a no-fee credit card, and free international transfers, its bid to crack the toughest banking market.
  • The purple card conquered Brazil by ditching fees and serving millions banks ignored. Now Nubank bets that the playbook works on Americans too.
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10-Q, Member Exclusive

Fiserv is reworking the infrastructure behind modern banking

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  • The challenge is making Fiserv’s sprawling infrastructure work better, with its scale and installed base giving it plenty to protect but also raising the stakes of getting the overhaul right.
Sara Khairi | September 21, 2026
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Who is building the modern bank?

  • Technology vendors are moving deeper into banks’ cores, workflows, and infrastructure, becoming part of how institutions operate.
  • That deeper integration creates new questions around dependency, differentiation, and how much control banks need to retain.
Sara Khairi | September 18, 2026
Finance Everywhere, Member Exclusive

What financial planning looks like when it follows the customer

  • SoFi Coach brings financial planning into everyday money decisions, connecting short-term choices to long-term goals.
  • Coach also shows how SoFi’s broader financial platform can turn those conversations into actions across saving, spending, borrowing, and investing.
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AI Innovation, Banking, Member Exclusive

Banks are giving AI agents more work while keeping a close eye on how far they can go

  • Banks are giving AI agents more responsibility while keeping humans in control of key decisions.
  • With regulatory guidance on AI still taking shape, banks are using their individual existing risk frameworks to keep agent autonomy in check.
Javarya Kamran | September 15, 2026
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