Data Snacks, Member Exclusive

Data Snack: Businesses view digital payments favorably, but are wary of associated risks

  • Businesses are adopting digital payments in increasing numbers, motivated by rising consumer demand and the promise of operational efficiencies.
  • With digital payments, however, businesses also open themselves up to new risks. Over the last five years, the FBI reports that cybercrime losses in the US amounted to $18.7 billion.
close

Email a Friend

Data Snack: Businesses view digital payments favorably, but are wary of associated risks

 


subscription wall for TS Pro

0 comments on “Data Snack: Businesses view digital payments favorably, but are wary of associated risks”

10-Q, Member Exclusive

Coinbase is building on a dual-engine structure, but trading still sets the tone

  • Coinbase is working to expand beyond its crypto identity into a broader financial services platform, but the shift is still too early to call a clean transition story.
  • A dual-engine model best captures Coinbase at present: trading is the volatility engine, subscriptions and infrastructure the baseline.
Sara Khairi | May 04, 2026
Artificial Intelligence, Member Exclusive, Payments

How agentic commerce is making execution, intent, and credit actionable inside payments

  • Agentic commerce is narrowing the gap between execution, intent, and credit within payments.
  • Across the payments stack, companies like Stripe, American Express, and Affirm are applying agentic AI to smooth the path from intent to execution.
Sara Khairi | April 30, 2026
10-Q, Member Exclusive

Can Robinhood build sustainable revenue streams that are not tied to how often people trade?

  • In 2026, Robinhood’s strategy has been about expanding what surrounds its core trading engine.
  • The actual question is: Can episodic trading behavior be converted into persistent reliance on Robinhood?
Sara Khairi | April 27, 2026
Banking, Banking as a service, Member Exclusive

How Thread Bank is turning a century-old charter into a modern distribution engine

  • What it takes for a bank to scale in the US today – and still stand out – in a market where innovation is easy to claim but regulatory credibility is far harder to earn.
  • Thread Bank offers a useful lens into this reality. It operates through a partnership-led embedded banking model to expand its distribution and reach new clients.
Sara Khairi | April 23, 2026
10-Q, Member Exclusive

Banks had an uneventful Q1, but competition for financial flows is heating up

  • By most measures, Q1 2026 was a quiet quarter for banks: spending held up, credit stayed resilient, and revenue growth met expectations.
  • Wall Street banks like J.P. Morgan Chase, Citigroup, and Wells Fargo spent the quarter tightening their grip on cash flow, payments, and customer interfaces.
Sara Khairi | April 20, 2026
More Articles