Cheat Sheet: Square now has a bank

Artificial Intelligence, Banking, Member Exclusive

The double-edged sword of Gen AI: Harms and risks for consumers and employees and why nobody talks about it

• We have all heard that Gen AI is a transformative force, but why does nobody talk about the harms may befall us through this technology?
• In this article, we breakdown how technology provider concentration and conflict of interest can impact firms, and how hallucinations and bias can negatively affect customers and employees.

10-Q, Member Exclusive

A tale of two innovations: Square’s AI edge for SMBs and Morgan Stanley’s code makeover

• We track two new AI developments this week from well-known public companies: Square and Morgan Stanley.
• We analyze how Square’s Conversational AI signals a broader transformation in small business tech, and shed light on Morgan Stanley’s work addressing a critical, yet often ignored, AI issue.

10-Q, Member Exclusive

How Pagaya (PGY) and Upstart (UPST) are venturing deeper into AI to make fintech lending more intelligent

• Recently, some of the quieter names in public finance have pushed their AI efforts beyond experimentation and into practical use.
• We look at how under-the-radar public financial firms, Pagaya and Upstart, are operationalizing AI within their organizations.

10-Q, Member Exclusive

Remitly’s Q1 in review — and why its WhatsApp integration could be a turning point for fintech UX

• Matt Oppenheimer, Remitly’s co-founder and CEO, shares key takeaways from the company’s Q1 earnings, while Ankur Sinha, Chief Product and Technology Officer, shares what the newly launched WhatsApp integration signals about the future of remittances and fintech UX.
• We also explore the role of Remitly's conversational AI with the new integration.

10-Q, Member Exclusive

Affirm and Robinhood’s Earnings: The story so far and the road ahead

• We look at Affirm and Robinhood’s recent earnings reports, the strategies that shaped their current positions, and their forward-looking trajectories.
• We also explore their growing investments in AI and generative AI technologies.