Stripe is making moves to dominate every layer of payments, from a potential PayPal acquisition to AI billing tools and stablecoin infrastructure.
Stripe processed $1.9T in volume, its new AI billing tool tracks LLM usage in real time, and its x402 integration lets AI agents send and receive stablecoin payments autonomously.
We dive into two stories. First, how Trump's proposed credit card rate cap benefits fintechs like Affirm and Bilt, who target consumers seeking alternative credit sources.
Second, Amazon and Perplexity clash over AI shopping agents, revealing uncertainty about guardrails and customer relationship ownership in agentic commerce.
At this year’s Money 20/20, conversations went beyond payments and embedded finance to how technology can truly support America’s smallest businesses.
Two fintechs shone in the discussion: Hello Alice, which aims to make capital more accessible, and Bluevine, a banking platform tailored for SMBs and sole proprietors. Different strategies, same focus -- putting SMB owners first.
