Embedded Finance

“I see embedded taxes becoming a standard feature in financial services”: april’s Christina Taylor on what direction is embedded tax taking next

  • Fintechs are turning their attention to the largely untapped embedded tax space.
  • april's Christina Taylor talks about the decade-long evolution of the e-file product, the challenges and growth potential, and her outlook on the embedded tax trend for the next 5 years.
close

Email a Friend

“I see embedded taxes becoming a standard feature in financial services”: april’s Christina Taylor on what direction is embedded tax taking next

The fintech industry has harnessed the embedded finance trend to offer a variety of banking and payment solutions, but the tax sector has lagged behind. Now, fintechs are turning their attention to this area. Clients can choose to offer tax services for free, charge a fee, or include them in a bundle, with a growing trend toward bundled tax services.

I spoke with Christina Taylor, VP of Tax Development and Delivery at april about the decade-long evolution of the e-file product, the challenges and growth potential, and her outlook on the embedded tax trend for the next five years.

At april, Taylor heads the tax analyst team, guiding and connecting tax experts with engineers to enhance results.

Taylor brings nearly two decades of experience in tax, accounting, and business operations, having previously led teams at Credit Karma Tax and Cash App Taxes. She also co-created the online DIY tax preparation product that evolved into Credit Karma Tax.

Q: How has the e-file product evolved over the past 10-15 years?

Christina Taylor: The tax code has gotten increasingly more complicated.


subscription wall for TS Pro

0 comments on ““I see embedded taxes becoming a standard feature in financial services”: april’s Christina Taylor on what direction is embedded tax taking next”

Banking, Embedded Finance, Member Exclusive

The ‘discovery’ problem in embedded finance – and how OMB Bank found the right fintech partner

  • Despite rapid innovation and growth in embedded finance, one area remains largely unchanged: how banks and fintechs initially connect.
  • Treasury Prime identifies discovery – not diligence – as the real bottleneck in embedded finance, with AI now positioned to overcome it.
Sara Khairi | February 12, 2026
Embedded Finance, Member Exclusive, Payments

Making payments part of the workflow: Embedded finance in 2026

  • Embedded finance solutions that simplify oversight and plug directly into existing workflows are winning.
  • Eva Reda, EVP and GM at Amex, shares insights on embedded finance’s impact on commercial payments and its trajectory in 2026.
Sara Khairi | January 29, 2026
Awards, Embedded Finance, Payments

Embedded credit done right: Why Gusto’s Payroll Bridge wins big for SMBs

  • Gusto’s Payroll Bridge won the Best Embedded Finance Product for SMBs at the 2025 Tearsheet SMB Finance Awards.
  • Dan Loomis, General Manager and Head of Product at Gusto Money, shares how Payroll Bridge took shape to better support SMBs’ day-to-day operations.
Sara Khairi | December 09, 2025
5 questions, Awards, Embedded Finance

“Reaching $1 billion in annual funding offers was a learning moment”: Lendflow’s Founder and CEO, Jon Fry, on how that figure became a springboard for internal innovation

  • Lendflow was recognized as 'Best Overall Embedded Finance Platform' at this year’s Tearsheet Big Bank Theory Awards.
  • Jon Fry, Founder and CEO of Lendflow, says the platform’s real strength lies in its foundation, a system built to connect, automate, and enable embedded credit at scale.
Sara Khairi | October 24, 2025
Embedded Finance, Payments

The Payroll Effect: Turning wage flows into embedded finance opportunities

  • Payroll is fast becoming one of the most direct, sticky, and impactful gateways for embedded finance.
  • Once centered solely on lending, payments, or banking, players like Green Dot, U.S. Bank, and Remitly are now leaning into payroll to drive embedded finance growth.
Sara Khairi | October 02, 2025
More Articles