Data

Community Banks face mounting pressure to move away from screen scraping, but APIs are far from perfect. Should we panic?

  • Community Banks receive complaints about logins at odd hours due to screen scraping activity.
  • While innovative solutions are helping banks catchup, some things are yet to be decided about the API-first ecosystem
Rabab Ahsan | August 04, 2022
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Community Banks face mounting pressure to move away from screen scraping, but APIs are far from perfect. Should we panic?

 

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Banking, Data

FIs are warming up to alternative data and 93% think it will have a positive impact on their bottom lines

  • Recent data shows that FIs are warming up to the possibilities alternative data presents, albeit slowly.
  • If FIs can better determine who is a good credit risk, it's good for consumers as well as lenders’ own bottom lines.
Rabab Ahsan | April 16, 2024
Data, Lending

The Financial Data Evolution: Unraveling lending in open finance with Akoya’s Rishi Kapadia

  • As part of Tearsheet Talks: Lending x Credit, Data, Rishi Kapadia, product manager at Akoya, discussed "The Financial Data Evolution: Unraveling Lending in Open Finance."
  • Kapadia sees open finance facilitating an evolution in the whole user experience in the lending process.
Tearsheet Editors | October 31, 2023
Data, Lending

Best practices for fusing internal and external data to enhance credit decisioning for SMB lending with Stripe’s Yaakov Erlichman

  • Learn strategic and tactical best practices for maximizing the fusion of internal and external data to enhance credit decisioning and risk management for SMB lending.
  • Stripe's Yaakov Ehrlichman, head of capital and SMB risk, covers both conceptual and implementation considerations for reconciling data sources tailored to the unique needs of the SMB market.
Tearsheet Editors | October 26, 2023
Data, Partner

How payments providers can tap into the growing SMB market 

  • The POS market continues to grow, driven by digitalization and new vertical offerings, but there's a lack of available data around SMB revenue, growth trends, and other metrics to help capture these businesses as customers.
  • Data firm Enigma provides comprehensive data about the identity and financial health of millions of businesses, enabling visibility into real revenues and financial trends across this growing market.
Enigma | August 24, 2023
Data, Keeping the bad guys out

The network approach to fighting fraud

  • With fraud evolving, prevention and detection mechanisms are changing as well.
  • FIs and technology providers are turning towards approaches where critical data about fraudulent activities can be shared with FIs and businesses in the ecosystem via a network approach.
Rabab Ahsan | July 05, 2023
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