Data, Member Exclusive

A story of two Pauls: Financial wellness, credit scores and data

  • Paul Diegelman and Paul DeSaulniers talk about improving consumer financial health.
  • Fiserv’s integration with Experian Boost allows Boost to pull billing data and add it to consumer credit profiles to improve their credit scores.
Shehzil Zahid | June 03, 2021
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A story of two Pauls: Financial wellness, credit scores and data

Paul Diegelman, VP aggregation and information services at Fiserv, and Paul DeSaulniers, senior director of data strategy and partnerships at Experian Consumer Services, joined us last week at our virtual DataDay Conference 2021. Diegelman and DeSaulniers talked about how companies like Fiserv and Experian can work together to improve consumer financial health and credit scores. 

Fiserv x Experian

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Robinhood is an online stock brokerage that offers its customers commission free trading and investing. Robinhood users can invest and trade in stocks, exchange traded funds, options, and cryptocurrency. Customers can invest in over 5,000 stocks with Robinhood, including most U.S. equities and ETFs listed on U.S. exchanges.

Robinhood Financial, LLC and Robinhood Crypto, LLC are wholly-owned subsidiaries of Robinhood Markets, Inc. All cryptocurrency holdings are held in Robinhood Crypto as opposed to Robinhood Financial.

The company was founded in 2013 by Stanford roommates Baiju Bhatt and Vladimir Tenev. It has its headquarters in Menlo Park California and offices in the U.S and the UK.

Account Types

Robinhood’s products are accessible through its three different accounts: Robinhood Instant, Robinhood Gold and Robinhood Cash.

Robinhood Instant

Robinhood Instant is the default Robinhood account which is a margin account that has access to extended hours trading and instant deposits. Robinhood Instant account users do not have to wait for funds to process while selling stocks or depositing up to $1000.

Robinhood Gold

Robinhood Gold comprises a range of investing tools and premium products such as greater instant deposits starting at $5000 to a max of $50k, research from Morningstar on 1700 stocks, Level II Market Data from Nasdaq and more access to trading on margin. It has greater buying power and larger instant deposits as compared to the Robinhood Instant account.

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