Crypto is going mainstream — can it go green as well?

10-Q, Member Exclusive

Banks tackle the growing issue of investment banking burnout — But is it actually working?

• We dive into the steps banks have taken to improve work-life balance for employees following the infamous Bofa employee incident.
• We also assess whether these initiatives are effective, and where more can be done.

10-Q, Member Exclusive

BNPL players turn up the heat: Affirm and Klarna compete for banks, growth, and market leadership

• BNPL providers, Affirm and Klarna, initially grew by integrating into e-commerce checkouts, and are now contending for partnerships with major banks.
• With banks now entering the BNPL space, firms like Affirm and Klarna have an opportunity to further solidify their positions and for the BNPL industry at large.

10-Q, Member Exclusive

A quarter into 2025, where are Goldman and Apple steering their strategies next?

• We look at what’s been unfolding at Goldman Sachs and Apple since the start of the year.
• With consumer banking behind, Goldman bets on AI, while Apple’s fintech push hits turbulence with internal leadership and tech woes.

Member Exclusive, The Quarterly Review

The Quarterly Review: Current’s CTO Trevor Marshall reports on Model-Driven Success

• Trevor Marshall, Current's CTO, reports success with model-driven deployments that boosted the firm's Paycheck Advance product.
• Through focused model improvement and heuristic deployment, Marshall's teams enhanced ML infrastructure to better predict payroll timing and significantly improve fraud detection.

10-Q, Member Exclusive

With the CFPB muzzled, what’s stopping FIs and fintechs from playing dirty?

• Fintechs — and now banks — are moving more deeply into stablecoins, but their playbooks differ based on their respective strengths and constraints.
• Stablecoins bring with them both immediate and far-off opportunities and risks, and how the financial industry navigates these will determine their long-term impact.