Modernization needs to be viewed as a strategic growth driver rather than just an IT cost.
Will Moroney, CRO at Temenos discussed the firm’s recent trends report that shows how banks are falling behind by clinging to legacy infrastructure, and why closing the AI readiness gap is becoming the defining competitive challenge of the moment.
What it takes for a bank to scale in the US today – and still stand out – in a market where innovation is easy to claim but regulatory credibility is far harder to earn.
Thread Bank offers a useful lens into this reality. It operates through a partnership-led embedded banking model to expand its distribution and reach new clients.
Client–bank relationships have long revolved around a destination model: clients log in, navigate dashboards, export data, assemble insights. Grasshopper Bank is rewriting that dynamic by moving from a destination to a ‘layer’.
The digital bank has launched its MCP server to bridge a critical gap: letting clients use modern AI tools with their financial data without sacrificing banking security or control.
