Synctera is creating a marketplace model for its banking as a service platform

10-Q, Member Exclusive

Why some major banks are bringing embedded finance in-house

• Capital One’s Brex acquisition exemplifies a broader shift: incumbent banks reclaiming embedded finance as a core competency.
• A small group of major banks is taking embedded finance in-house, leveraging scale to assert control over risk, economics, and strategic differentiation.

Banking, Embedded Finance, Member Exclusive

The ‘discovery’ problem in embedded finance – and how OMB Bank found the right fintech partner

• Despite rapid innovation and growth in embedded finance, one area remains largely unchanged: how banks and fintechs initially connect.
• Treasury Prime identifies discovery – not diligence – as the real bottleneck in embedded finance, with AI now positioned to overcome it.

10-Q, Member Exclusive

UBS’s US Charter: From a global wealth powerhouse into a full-service US bank

• Last month, Zurich-headquartered UBS moved toward broader ambitions with conditional approval from the U.S. OCC for a national bank charter.
• The bank charter brings UBS into a space where efficient operations, advanced risk systems, and client-facing tech are crucial at scale.

Creating win-win partnerships, Making better partnerships, Member Exclusive, Who owns the customer

January in Review: When partnership becomes the product

• Key partnerships now focus less on bolt-on features and more on redesigning how financial services are embedded in everyday work.
• This approach is reflected in three partnerships announced in January 2026.

10-Q, Member Exclusive

How a Brazilian digital bank is restructuring the fintech playbook – and why Wall Street is listening

• Agibank is the second Brazilian fintech in recent weeks to opt for a US IPO over a local listing.
• The trend suggests that foreign companies are increasingly viewing the US not just for valuation gains, but as a strategic destination for capital, branding, and global talent.