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Banking as a service, Member Exclusive

‘Challenger banks aren’t challenging anything’: Agora’s Arcady Lapiro on launching a new banking as a service platform

There are more digital options for teen banking and SMB banking.
Agora's banking as a service platform wants to power those offerings for community banks and credit unions.

Zachary Miller | January 12, 2021

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10-Q, Member Exclusive

Paymentus, a publicly traded company with the stock ticker PAY, provides cloud-native bill payment solutions tailored to enterprises across various industries.
CEO Dushyant Sharma discusses how Paymentus leverages AI to navigate industry demands and regulations, the challenges of cloud adoption, and the company's ongoing tech advancements.

Sara Khairi | April 21, 2025

10-Q, Member Exclusive

We dive into the steps banks have taken to improve work-life balance for employees following the infamous Bofa employee incident.
We also assess whether these initiatives are effective, and where more can be done.

Sara Khairi | April 14, 2025

10-Q, Member Exclusive

BNPL providers, Affirm and Klarna, initially grew by integrating into e-commerce checkouts, and are now contending for partnerships with major banks.
With banks now entering the BNPL space, firms like Affirm and Klarna have an opportunity to further solidify their positions and for the BNPL industry at large.

Sara Khairi | April 07, 2025

10-Q, Member Exclusive

We look at what’s been unfolding at Goldman Sachs and Apple since the start of the year.
With consumer banking behind, Goldman bets on AI, while Apple’s fintech push hits turbulence with internal leadership and tech woes.

Sara Khairi | March 31, 2025

Member Exclusive, The Quarterly Review

Trevor Marshall, Current's CTO, reports success with model-driven deployments that boosted the firm's Paycheck Advance product.
Through focused model improvement and heuristic deployment, Marshall's teams enhanced ML infrastructure to better predict payroll timing and significantly improve fraud detection.

Rabab Ahsan | March 25, 2025