Banking as a service, Member Exclusive

‘Challenger banks aren’t challenging anything’: Agora’s Arcady Lapiro on launching a new banking as a service platform

  • There are more digital options for teen banking and SMB banking.
  • Agora's banking as a service platform wants to power those offerings for community banks and credit unions.
close

Email a Friend

‘Challenger banks aren’t challenging anything’: Agora’s Arcady Lapiro on launching a new banking as a service platform

With all the talk about challenger banks and mega banks, tier 2 financial institutions like community banks and credit unions frequently get lost in the conversation. My guest today on the show is Arcadi Lapiro. His experience building first generation challenger banks has molded his worldview on the banking industry. Now, he’s back with Agora, a new banking as a service platform targeting tier 2 banks and credit unions. 

Lapiro joins me on the podcast to discuss the opportunities and challenges for smaller banking institutions facing competition from mega banks and new upstarts. We talk about Agora and why he built a platform starting with 2 embedded services: SMB banking and teen banking. 

SubscribeApple Podcasts I SoundCloud I Spotify I Google Podcasts
The following excerpts were edited for clarity.


This content is available exclusively to Tearsheet Outlier members.

Tearsheet Outlier information and signup Missing out? Subscribe today and you’ll receive unlimited access to all Tearsheet content, original research, exclusive webinars and events, member-only newsletters from Tearsheet editors and reporters and much more. Join Outlier now — $59/mo Already an Outlier member? Sign in to your account

0 comments on “‘Challenger banks aren’t challenging anything’: Agora’s Arcady Lapiro on launching a new banking as a service platform”

Outlier OpinionsMakers

Member Exclusive

‘It’s a great example of the power of the ecosystem’: Intuit’s new QuickBooks card reader is about more than taking payments

  • Intuit recently launched a creatively-designed card reader for SMBs.
  • It's all part of ecosystem building aimed at helping small businesses with all their financial needs.
Zachary Miller | August 03, 2021
Member Exclusive

Starbucks has the second most used mobile payment app for POS transactions

  • eMarketer reported that the Starbucks app accounts for more payments than Google Pay and Samsung Pay.
  • Apple Pay dominates with 43.9 million users.
Shehzil Zahid | August 02, 2021
Member Exclusive

Inside WooCommerce’s journey to launch its payments solution, WooCommerce Payments

  • Payments was built on four key themes: integration, stability, support and feedback.
  • Payments is powered by Stripe APIs on Woo's open-source platform.
Shehzil Zahid | July 29, 2021
Member Exclusive

‘With Square Banking, we’ve reimagined the financial system for small business owners’: Square launches Square Banking

  • Square received an industrial bank charter.
  • Now the financial technology firm has released a suite of saving, payments, money movement, and financing products.
Zachary Miller | July 21, 2021
Member Exclusive

Industry expects open banking will have the greatest impact in retail banking

  • Survey respondents believe open banking will have the greatest impact on retail banking.
  • The study surveyed 785 professionals at global financial institutions and banks.
Shehzil Zahid | July 20, 2021
More Articles