Sprinkle Bit

Member Exclusive, Opinion

The infrastructure paradox: The better you become, the harder customers are to keep

• Financial infrastructure is becoming part of the business itself, changing what customers are willing to outsource.
• Providers now have to grow with their customers and keep expanding their value as those customers begin to question how much of the stack they should continue to outsource.

10-Q

The Week in Market Moves | Aug 27- Sep 03, 2026

• This analysis tracks recent specific company developments and how markets responded, anchored to Thursday's close.
• This week’s prominent moves came from Affirm, NVIDIA, Intuit, and Fifth Third Bank.

Business of Fintech, Member Exclusive

Financial firms are building new businesses from the layers beneath their products

• Intuit is opening up its financial intelligence to AI agents, while SoFi is making its infrastructure programmable.
• Both firms are betting that the layers beneath their products can become businesses in their own right, creating value across new interfaces, businesses, and customer relationships.

Business of Fintech, Member Exclusive, Policies & Playbooks

The antitrust question is moving up the stack: What California’s new push and NVIDIA’s retreat mean for finance

• California lawmakers are weighing whether antitrust law needs to draw a clearer line between growing an ecosystem and using market power to shape it.
• Antitrust is now becoming a front-end strategy issue for financial services, not a back-end legal concern.

5 questions, AI Innovation, Awards

Titan’s banking-native AI bet: Banking intelligence can’t be retrofitted 

• Titan was named AI Startup of the Year at the Tearsheet AI Innovation Awards 2026.
• Titan Founder and CEO Arjun Sirrah breaks down why banking-native AI is different, how it gets deployed, and what’s ahead for the market.