Artificial Intelligence

Before getting into voice, banks want to get PFM right

  • With the simultaneous rise of PFM and voice as a banking channel, banks are rethinking their fiduciary responsibility to customers
  • Banks no longer just provide financial services for people, now they also need to help them thrive financially -- one way to do that is conversationally
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Before getting into voice, banks want to get PFM right

 


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Artificial Intelligence, Member Exclusive, Who owns the customer

OpenAI and Plaid take another shot at personal finance 

  • ChatGPT can now connect to your bank accounts via Plaid, offering spending insights, subscription tracking, and financial dashboards, marking a revival of personal finance management (PFM).
  • Once a category that failed to find sustainable unit economics, PFM is back, and this time, with OpenAI's scale and Plaid's reach across 95% of US banks, it may finally have the right foundation.
Rabab Ahsan | May 26, 2026
AI Innovation, Artificial Intelligence, Banking

Citi’s AI teammate signals a new model for wealth management

  • Citi has introduced Citi Sky, an AI-powered wealth assistant that stays constantly available to answer questions and surface insights in real time.
  • Human advisors will remain in the loop, with their roles shifting into a more intentional, high-stakes focused approach.
Sara Khairi | May 18, 2026
AI Innovation, Artificial Intelligence, Banking, Member Exclusive

What Citi Sky says about the reinvention of client relationship models in wealth management

  • Citi Wealth has launched Citi Sky, an AI teammate built with Google Cloud and Google DeepMind that responds and surfaces insights in real time.
  • For Google DeepMind, the biggest challenge was making a non-deterministic generative AI system behave predictably.
Sara Khairi | May 14, 2026
AI Innovation, Artificial Intelligence

Micro Case Study: How American Express is underwriting AI agent error to unlock trust in $trillion-scale agentic commerce

  • This micro case study explores a burning question: if AI agents can execute payments, what ensures they execute the right ones?
  • We explore this through American Express’s ACE Developer Kit, which verifies intent before execution.
Sara Khairi | May 11, 2026
Artificial Intelligence, Tearsheet Council

Financial brands have an AI voice problem

  • AI-generated content has a tell and financial communications pros are done pretending they can't see it.
  • Members of the Tearsheet PR/Comms Council share where they've drawn the line and what it looks like to scale content without losing your voice.
Valentina Colombo | May 06, 2026
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