Across recent Tearsheet Podcast episodes, the conversation consistently drifted away from the financial product itself and toward everything that makes those products more intelligent, seamless, and effective.
Whether it was Slash, Figure, McKinsey, or QED Investors, they all arrived at the same conclusion: value no longer comes from the product alone, but from everything built around it.
Prashant Sharma aims to build the trust and governance infrastructure needed for agentic commerce to scale responsibly.
His objectives for the following quarters are a part of a bigger push at J.P. Morgan Payments which plans to extend its existing payment infrastructure to support consent and control signals, and help shape the developing industry-wide standards for agent interactions.
Stripe understands how businesses sell. PayPal understands how consumers buy. Combined, they could become one of the few platforms that sees the entire transaction from end to end.
That could put the company in a strong position because, in AI-driven commerce, context is becoming just as important as execution.
Banks are evolving digital banking into a central workplace where SMBs can manage payments, cash flow, and financial decisions.
From Capital One’s research to U.S. Bank’s Enhanced Payments, the focus is shifting from providing capital and payment rails to helping business owners make smarter financial decisions.
