Legacy treasury systems force companies to manage dozens of accounts manually. Virtual account management offers a modern fix without replacing core infrastructure.
KeyBank's Bennie Pennington and Qolo's Patricia Montesi discuss building a real-time VAM platform together, processing $40B+ in transactions.
The wave of charter filings in the first quarter of 2026 underscores shifts in fintech business and regulatory dynamics.
Direct supervision by banking regulators is demanding, but fintechs increasingly see it as offering greater operational certainty than fragmented licensing and partner oversight.
Payoneer’s leadership is prioritizing sustainable profitability over the industry’s old growth-at-any-cost mindset.
Fintech is entering its next phase – moving beyond the early race for sign-ups toward a model built on SaaS-like unit economics and deeper customer monetization.
