01 Apr 2022

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Banking as a service, Business of Fintech, Embedded Finance, Keys to growth

Looking back and moving forward: How fintechs will beat back the dark clouds of 2024, capitalize on trends like AI, and build resilient firms in 2025

  • Last year was full of uncertainty for the fintech sector. VC winter did not ebb and at the same time regulators closed the parameter around sectors like BaaS, making these firms hyper-focused on compliance.
  • In this new year we look at how fintechs fared in 2024 and explore what shifts we can expect from these companies in this new year. 
Rabab Ahsan | January 21, 2025
10-Q, Member Exclusive

Big Banks, Big Bucks: After a mic-drop Q4 2024, what’s on the menu for Q1 2025?

  • Big banks made a splash last week with their strong Q4 2024 earnings.
  • To keep the earnings streak alive in Q1 2025, FIs might need to refine their strategies — here’s what they could focus on.
Sara Khairi | January 20, 2025
Announcement

Now live: Apply for Tearsheet’s 2025 Awards

  • Tearsheet Awards acknowledge and celebrate the best companies and products in financial services and fintech.
  • Here are our 2025 Awards programs, all open for applications.
Shabih Rao | January 20, 2025
Artificial Intelligence, Banking

Meet ‘Ruth’: TruStone Financial’s rethinks its CX strategy with chatbot

  • What makes TruStone Financial's chatbot, Ruth, a helpful tool for credit union members?
  • We explore TruStone’s hurdles before launching chatbot Ruth, post-implementation results, and areas where the CU can improve.
Sara Khairi | January 16, 2025
Podcasts

Can cryptocurrency and blockchain drive fintech innovation? Stanford’s Lisa Nestor weighs in

  • Looking for insights into how cryptocurrency could impact global finance, including cross border payments, lending and a more inclusive economy?
  • We talk with Lisa Nestor from the Stanford Future of Digital Currency Initiative, who shares how blockchain technology, stablecoins, and digital assets are reshaping financial access and opportunities worldwide.
Zack Miller | January 15, 2025
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