I don’t know about you, but most of the retirees have only one requirement for their investments:
Make some money and try not to lose any…
Come to think of it, I think many of us now have that same investing mindset.
Most investment managers — particularly, mutual fund managers who judge their performance against an arbitrary benchmark — are subject to the whims of the market. Sure, they’d like to limit losses but if they’re an emerging market find manager and the BRICs get slammed, the fund is going to get slammed.
For do-it-yourself investors who practice buy-and-hold, the theory is that by manning the hatches during poor investment periods and holding tight, returns will be better than if we attempted to buy and sell our way through the investing storm.
That may be true but the trip is really nauseating, as we ride the ups and downs of the market.
This year’s best book on retirement planning plots a different course.
Continue reading “Tradestreaming’s Best Retirement Book of 2011: Less Risk, More Return”
As an investment advisor, Lee Hull’s clients can’t afford to have down years.
They’re retirees looking for steady income — no matter what Mr. Market has to say about it. Where traditional advisors are willing to ride the market’s ups-and-downs, Hull uses a different approach.
His returns have trounced the markets while he puts less of his clients’ capital at risk. Over the past 10 years where the markets have literally gone nowhere, Hull’s investment firm has averaged over 8% per year (net of inflation!).
That’s pretty darn good but when you see that he was “only down” 9% in his largest losing year during the same time period, that should make you sit up and listen (if you’re not already).
On today’s episode of Tradestreaming Radio., Hull shares much of his research and methodology with us. He’s the author of Less Risk, More Return: A Proven Blueprint for Retirement Plan Investing.
Look below to access Hull’s 10 Tips to Improve Investing Returns and Lower Risk.
Continue reading “Investing with more return and less risk – with Lee Hull”