Karin Lockovitch

CEO/Founder, ELA Risk Solutions

After 20 years in traditional financial services as Chief Credit, Chief Compliance and Chief Risk Officer, I've recently shifted to 100% consulting work focused on the banking and fintech industries, partnership effectiveness, technology integration, transformation for adoption of innovation and operating in a regulated environment, and work with various organizations, including the Alliance for Innovative Regulation (AIR), Hummingbird, the Utah State government agencies, industry advocacy groups, and the Utah Center for Innovation in Financial Services, to conduct research analyses, and product work product including whitepapers, articles, best practice guides, speaking engagements, podcasts, etc. - all related to the changing financial industry, the threats and opportunities, evolving customer and employee talent needs, and critical areas for regulatory influence and change.