What Green Dot gets from a new partnership with Temenos

Banking, Business of Fintech, Member Exclusive

Revolut’s US bet: A bank charter, a stablecoin pitch, and a graveyard of European challengers that tried before it

• Revolut filed for a US national bank charter in March 2026 to break free from its partner-bank arrangement.
• The firm is betting on stablecoins and cross-border/multi-currency banking to win over international-minded US customers, backed by a $500 million commitment and a buildout led by new US CEO Cetin Duransoy.

AI Innovation, BNPL, Member Exclusive

Why BNPL infrastructure needs to learn a new acronym: KYA (Know Your Agent)

• As AI agents take a larger role in commerce, BNPL providers may need to rethink whom or what they evaluate when approving transactions.
• Zip Co's Rory Herriman believes a future payments ecosystem may need to prove that an agent had authority to act, but also that the action reasonably reflected the user's objectives.

Member Exclusive, Podcasts

Trust, stablecoins, and the AI margin squeeze: What McKinsey and QED’s fintech report means for banks

• Max Flötotto, who leads McKinsey’s global retail banking practice, and Mike Packer, a partner at QED Investors, just co-authored a report mapping where fintech goes next — and they agree on almost everything in it.
• We dig into why “a feature is no longer a fintech,” why only 1% of stablecoin volume is actual end-user payments, and why the simplest version of banking — deposits and loans — may be the part most at risk from AI agents.

Member Exclusive, New banks

The European neobank that grew too fast is learning how to be a global bank

• Revolut built its reputation by behaving like a technology company -- fast-moving, product-driven, and globally ambitious.
• As Revolut grows, execution is becoming just as important as innovation. Its next test is balancing fintech agility with the discipline of a global bank.

10-Q, Member Exclusive

PayPal is trimming the parts that don’t fit its new operating model

• PayPal is reportedly considering winding down its venture capital arm, PayPal Ventures.
• Venture arms are often the first casualty when strategy becomes less about exploration and more about execution.