Daily Tearsheet: Fidelity’s Schouela on the metaverse, Citi’s Elms on digitization, Fiserv on bank-fintech collab, and LendKey’s Passione on lending-as-a-service model

• On Tearsheet today, great stories on how top FIs like Citi and Fidelity are looking at new, emerging tech.
• Also, Fiserv on partnerships -- embedded fintech -- that bring tech capabilities to traditional bank stacks.