At this year’s Money 20/20, conversations went beyond payments and embedded finance to how technology can truly support America’s smallest businesses.
Two fintechs shone in the discussion: Hello Alice, which aims to make capital more accessible, and Bluevine, a banking platform tailored for SMBs and sole proprietors. Different strategies, same focus -- putting SMB owners first.
Both banks and fintechs are trying to shift the tide of the Open Banking 1033 regulation in their favor, with banks like Wells Fargo and PNC insisting that fintechs go through bank-backed providers like Akoya for data sharing requests. On the other hand crypto fintechs are requesting the White House to rule in the favor of a fee-free 1033 regulation.
Reports are coming out showing that the CFPB may be axed entirely, in this article we break down how the moves made by the government, banks, and fintechs have collectively destabilized progress on 1033.
CFOs are abandoning quarterly planning for week-by-week assessments as trade tensions and supplier volatility force short-term thinking over strategic growth.
Seamus Smith and Chrissy Wagner of FIS explain how data quality, AI-powered credit risk management, and digital check solutions help finance leaders navigate uncertainty while modernizing their operations.
Citizens is methodically redesigning how a modern bank should operate.
In just a year, Citizens has revamped its tech and product lineup, signaling its evolution from a traditional bank to a financial infrastructure player.
SMB owners face isolation, tool proliferation, and vulnerability to economic shifts, managing every business function while lacking revenue cushions for uncertainty.
KeyBank's Certified Cash Flow Advisor Program is evolving banking relationships from transactional to consultative, with certified advisors providing ongoing guidance through "Key Conversations".
