5 August 2016

Blockchain and Crypto, Member Exclusive, Payments

The on-chain credit card: Stablecoin credit moves from experiment to infrastructure

• What does banking look like when money can be spent outside the traditional account structure?
• June's announcements point to a new model: card programs backed by tokenized dollars. But stablecoin-backed credit raises three harder questions.

Member Exclusive, Podcasts

How Figure and Method closed the loop on debt consolidation and cut delinquency in half

• Figure and Method have built a verified debt consolidation product that gives lenders real-time liability data and automated payoff execution at the moment of HELOC origination.
• The result: 50% lower delinquency, 2x funded conversion, and a 21-point average FICO lift within 30 days.

Banking, Member Exclusive

Why Grasshopper wants to own more than your bank account

• A few years ago, startups struggled to access capital. Today, the challenge is putting that capital to work.
• Rob Burnett, Director of Startup Banking at Grasshopper, shares insights on the post-crisis evolution of startup cash management and why the next battleground for digital banks may be treasury.

Announcement, Awards

Recognizing Excellence: The 2026 Tearsheet Bankchain Awards Winners

• Tearsheet’s Bankchain Awards recognize the companies driving the evolution of banking through blockchain innovation.
• This year’s winners include Rain, Kinexys by JPM, UR Technology, PYUSD by PayPal, Anchorage Digital, and WalletConnect Pay, each shaping a core layer of digital finance across custody, tokenization, stablecoins, and payments infrastructure.

AI Innovation, Banking, Member Exclusive

What Fifth Third’s invitation to Project Glasswing says about the bank’s role in the financial system

• Fifth Third is among a select group of vetted partners granted early access to the Claude Mythos Preview model through an invitation-only cybersecurity program.
• Regional banks are becoming part of the financial system's critical infrastructure. Their significance is increasingly measured by how essential they are to keeping money moving and systems operating.