Lending

As costs go up, Gen Z is relying more on credit

  • Gen Z is more reliant on credit than other age cohorts.
  • Although their credit card balances are low right now, debt will grow with age and external factors like inflation and student debt may make things more difficult for the age cohort.
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As costs go up, Gen Z is relying more on credit

 


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Online Lenders

How MoneyLion and Plaid are improving credit access through data integration

  • MoneyLion and Plaid have partnered to enhance credit decisioning using real-time cash flow data.
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Zachary Miller | October 16, 2024
Online Lenders

Case Study: How Citi and Numerated are working to transform lending technology through strategic partnership

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  • We spoke to Laurel Road's Alyssa Schaefer in March about her plans for the quarter and she told us that partnerships, products and improving processes through data gathered by their refreshed segmentation strategy will be a major focus.
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Rabab Ahsan | August 20, 2024
Banking, Lending, The Customer Effect

Unpacking the consumer impact of the Capital One and Discover deal

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Rabab Ahsan | May 14, 2024
Finance Everywhere, Lending

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  • Walmart is leveraging its fintech arm One to offer BNPL options to its customers, competing with existing players like Affirm, which already offers pay in four options in Walmart stores.
  • The entry of retail brands like Walmart into financial services could compel dedicated fintechs to offer more attractive financing options to maintain market share, while also allowing Walmart to deepen its customer relationships, particularly with younger consumers.
Rabab Ahsan | May 08, 2024
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