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Where Credit's Due Podcast

Where Credit’s Due Ep.13: The growing popularity of virtual cards, with Deserve and M1

Plastic is making way for virtual when it comes to card technology.
Host Iulia Ciutina speaks to two experts on the future of virtual cards, both in and out of the financial industry.

Iulia Ciutina | November 23, 2022

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Green Finance, Where Credit's Due Podcast

We need more funds to flow towards climate solutions, and carbon markets can facilitate this by creating investable carbon assets. But we need to ensure that carbon credits are of the highest quality and that they are used mindfully.
My guest today is Tommy Ricketts, CEO of BeZero Carbon, a company that provides carbon credit ratings and research tools to support buyers, intermediaries, investors, and carbon project developers.

Iulia Ciutina | November 11, 2022

Where Credit's Due Podcast

With a recession looming, consumer spending and overall financial health is under pressure, creating a tricky environment for B2C fintech lenders.
In this context, I sat down with Renaud Laplanche, CEO at Upgrade, one of the main direct-to-consumer fintech lenders in the US.

Iulia Ciutina | November 09, 2022

Where Credit's Due Podcast

The CFPB issued orders to five BNPL lenders asking for detailed information on their activities so that the bureau can report to the public about industry practices and risks. Now the report is out, and we're exploring it in today's episode with my guest Marshall Lux.
With a credit risk experience spanning over three decades, including serving as JPMorgan Chase’s Chief Risk Officer of consumer products during the global financial crisis, Marshall supports enhanced regulatory oversight in the BNPL space.

Iulia Ciutina | October 26, 2022

Where Credit's Due Podcast

Today we're talking about another way of accessing capital: recurring revenue financing. If there's cash flow coming in, this recurring revenue is made into a tradable asset that can be sold to investors.
It's a dilution-free and debt-free form of financing, which we explore in detail with Michal Cieplinski, Chief Business Officer at Pipe, and Farhan Lalji, Investor at Anthemis.

Iulia Ciutina | September 28, 2022

Where Credit's Due Podcast

While B2C BNPL continues to dominate the headlines, its less talked about cousin in the more significant B2B world is just starting to get the spotlight.
On today's episode, host Iulia Ciutina is chatting about B2B BNPL with her guests Jamie Beaumont, CEO at Playter, a B2B BNPL fintech based in the UK, and Yasamin Karimi, Head of Product at Codat.

Iulia Ciutina | September 14, 2022