10-Q, Member Exclusive

Steering $10 Trillion Daily: JPM Payments’ Global Head of Technology on payments, AI, and leadership

  • Change is the only constant in payments — and JPM Payments' Global Head of Technology has spent enough time in the thick of it to know that.
  • He discusses what’s capturing his attention today -- and how to keep building as the landscape keeps shifting.
close

Email a Friend

Steering $10 Trillion Daily: JPM Payments’ Global Head of Technology on payments, AI, and leadership

    Inside the mind of a Payments Technologist Leader

    Payments is an industry that rarely stands still, and Sri Shivananda has spent enough time in its trenches to know how fast the ground can shift. Now Global Head of Payments Technology at J.P. Morgan Payments, his reflections on leadership and innovation cut through the usual hype.

    Shivananda’s career – from PayPal and eBay to one of the world’s largest banks – gives him a long view of how payments and its underlying tech have evolved. What he’s watching closely today: how real-time payments are setting new expectations, how AI is starting to reconfigure workflows, and why building inclusive teams matters if any of that is going to work at scale.

    Here’s my full conversation with him on what it takes to build in a rapidly evolving landscape.

    Sri Shivananda, Head of Technology at J.P. Morgan Payments


    subscription wall for TS Pro

    0 comments on “Steering $10 Trillion Daily: JPM Payments’ Global Head of Technology on payments, AI, and leadership”

    Member Exclusive, SMB Finance

    Why banks’ trusted-advisor pitch isn’t landing with SMBs right now

    • For small business owners, banks still have a long way to go: just 7% view their bank as a true strategic partner, according to Grasshopper Bank’s recent survey.
    • A major problem, says Grasshopper's Danielle Kane, is that many banks still see small-business banking as a product category rather than an operating environment with distinct needs.
    Sara Khairi | August 13, 2026
    Member Exclusive, New banks, Policies & Playbooks

    Fintechs want to become banks. Bunq just found out what the OCC expects in return.

    • For fintechs seeking U.S. bank charters, the OCC is asking: Do the management, capital, risk, and compliance infrastructure hold up? And is the institution ready to operate as a bank, not just alongside one?
    • The OCC may be widening the path to a charter, but it’s also raising the bar for proving readiness.
    Sara Khairi | August 12, 2026
    10-Q, Member Exclusive

    Forget the earnings. Watch where these fintechs are placing their bets.

    • Chime, Block, and Circle each used the quarter to make the case for where fintech’s next moat will be built.
    • Chime is finding a lending advantage in the direct-deposit relationship, Block is rebuilding around AI, and Circle is betting that the bigger opportunity lies in owning the infrastructure beneath stablecoins.
    Sara Khairi | August 10, 2026
    Member Exclusive, Opinion

    Have we mistaken ChatGPT-like LLMs and AI agents for the whole transformation?

    • The industry is increasingly asking: What needs to surround AI before we can trust it?
    • AI needs four things to work well in financial services: data, context, governance, and human oversight. The first two sharpen its intelligence; the latter two make it trustworthy.
    Sara Khairi | August 07, 2026
    Banking, Member Exclusive

    How banks have stopped thinking in products and started thinking in customer journeys

    • As banks weave AI into their customer experiences, many are looking for ways to translate years of customer data into a more complete picture of each customer's needs and context.
    • The difference isn't the data itself, but how well a bank makes sense of a customer's context and goals and builds the right response around that.
    Sara Khairi | August 06, 2026
    More Articles